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McHenry Savings Bank

Business Banking

Better Banking for You & Your Business

McHenry Savings Bank’s business banking products offer convenient solutions to help you manage your business. With different choices of checking and money market accounts, we work with you to select the option that best fits your business’s cash flow, transactional and deposit needs. Learn more about the Beneficial Ownership Rule and the required documents needed to open an account at MSB.

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Our checking accounts meet the needs of all businesses types.

Checking Accounts

Need checks?

  • A Personal Banker can order your initial checks for you. Additional check orders can be completed online by logging into your Business eBanking. This is the best way to keep your history of check orders. 
  • You can also order your checks online directly from Deluxe Check Printers. It’s quick and easy!

Money Market

Money Market Account

Traditional money market account earns interest.

  • Open account with $1,000.
  • No monthly maintenance fee for average account balance of  $1,000 each statement period.
  • Maintain daily balance of $1,000 to obtain disclosed annual percentage yield.
  • Tiered interest based on balances compounded daily.
  • Interest accrues daily and credited monthly.
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Online / Mobile Banking

Business eBanking

Access to our robust online eBanking platform. The application can be found under the Business eBanking Login box at the top of this page.

Business eBanking features include: multi-factor authentication; designated admin access for one user; additional user access controls; account deposit and transaction reports; dashboards etc.

Want the MSB Business Mobile App?

Once your application (PDF) is approved, you may download the McHenry Savings Bank (MSB) business mobile app*. Look for "MSBBusMobile" at the Apple or Google play store.


*Must be enrolled in Business eBanking to access Mobile Banking. Not all business types are eligible for the Business Mobile app.

Debit / ATM Cards

Debit Card - Use your Debit Card anywhere MasterCard Debit Card is accepted.

ATM Card - Free ATM transactions at any authorized McHenry Savings Bank location, 24-Hour banking at ATM’s worldwide.

Protect and Control Your MSB Debit Card(s) with Card Controls
Control when, where, how and if your MSB card can be used. Turn card access on or off and get alerts sent to your phone per your preferences. Learn more about Card Controls

International Travel and Card Use
Planning a trip out of the country or using your Debit/ATM card for international purchases? Prior to traveling or shopping outside of the United States, please notify Customer Service at (815) 385-3000 or email.

Lost or stolen card? Please visit our Lost or Stolen Card page.

ATM Cards are only reissued to current MSB ATM Card holders.

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Treasury Services

Remote Deposit

Save the trip to the bank by securely submitting checks electronically for deposit with your mobile device or a desktop scanner.

Positive Pay

Reduce the risk of fraud on your business deposit accounts by reviewing checks/and or ACH items before they clear your accounts.

ACH Processing

Initiate debit or credit file requests as a more secure way of paying vendors and/or receiving payments.

Wire Transfers

Send or receive funds quickly (often same day).

Your Team

Arlene Stupienski Image

Arlene Stupienski

AVP Retail Banking Manager
NMLS #2512023

(815) 331-6403
Send Email
Katie Moody Image

Katie Moody

Business Relationship Banker
NMLS #1357250

(815) 331-6466
Send an Email
Kathrine Pfister Violett Image

Kathrine Pfister Violett

AVP, Client Development & Treasury Solutions

(815) 331-6411
Send an Email
Jennifer Osborn Image

Jennifer Osborn

Executive Assistant & Commercial Client Support

(815) 331-6448
Send an Email