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McHenry Savings Bank

Business Banking

Checking Accounts

All of these products come with: Online Banking, Business Mastercard Debit Card, Card Security Protection and free eStatements.

Essential Business Checking

For everyday business checking, non-interest bearing.

  • Open account with $100.
  • No monthly maintenance fees for average account balance of $500 or greater.


Advantage Business Checking

Interest-bearing checking account for everyday business checking.

  • Open account with $100.
  • Must maintain daily balance of $1,000 to obtain disclosed annual percentage yield.
  • No monthly maintenance fees for average account balance of $5,000 or greater.
  • Interest accrues daily and credited monthly.


Premier Commercial Checking

High volume, high balance clients benefit from analysis in this checking account.

  • $100 deposit is required to open account.
  • Must maintain daily balance of $10,000 to obtain disclosed annual percentage yield.
  • Rate tied to Weekly Average 4-week Treasury bill secondary market rate.
  • Interest accrues daily and credited monthly.


Premier Commercial Checking

High volume, high balance clients benefit from analysis in this checking account.

  • $100 deposit is required to open account.
  • Must maintain daily balance of $10,000 to obtain disclosed annual percentage yield.
  • Rate tied to Weekly Average 4-week Treasury bill secondary market rate.
  • Interest accrues daily and credited monthly.


Health Savings Account (HSA) Checking

If your business offers a High Deductible Health Plan, you and your employees could benefit from setting up this account to offset future health costs. You must have and show proof of a High Deductible Health Plan (“HDHP”) which meets the criteria for eligibility for a HSA.

  • Open account with $100.
  • No monthly maintenance fees or balance requirement.
  • No daily balance requirement to earn interest.
  • Interest accrues daily and credited monthly.



Need to order checks?

A Personal Banker can order your initial checks for you. Additional check orders can be completed online by logging into your Personal eBanking. This is the best way to keep your history of check orders.

You can also order your checks online directly from Deluxe Check Printers. It’s quick and easy!