Personal Banking

Minor Statement Savings

Traditional savings account earning interest for minors.

• Open account with $10.
• No monthly maintenance fees or balance requirement.
• No daily balance requirement to earn interest.
• Tiered interest based on balances compounded daily.
• Interest accrues daily and credited quarterly.
• Access to Online/Mobile banking for Minor may be restricted.

Statement Savings

Traditional savings account earning interest.

• Open account with $100.
• Waive monthly balance fee by maintaining $250 each statement period.
• Must maintain balance of $100 to earn interest.
• Tiered interest based on balances compounded daily.
• Interest accrues daily and credited quarterly.

Advantage Statement Savings

Progressive savings account earning interest.

• Open account with $1,000.
• Waive monthly balance fee by maintaining $1,000 each statement period.
• Must maintain balance of $1,000 to earn interest.
• Tiered interest based on balances compounded daily.
• Interest accrues daily and credited quarterly.

Christmas Club Savings

Traditional savings account earning interest.

• $10 deposit is required to open account.
• No withdrawals allowed until October.
• No monthly maintenance fees or balance requirement.
• Must maintain daily balance of $0.01 to obtain disclosed annual percentage yield.
• Interest accrues daily and credited monthly.
• Debit card available for MSB checking clients only.
• Check mailed or internal transfer automatically completed in October each year.

Come on in!

Visit us at any MSB branch location to open your account today.

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Online-Only Checking Accounts

MSB’s online only accounts are a secure and convenient way for personal clients to open accounts for their banking and investing needs without coming into a bank location. Online-Only accounts may have different rates and terms than in branch accounts. Click on the link to start the secure account opening process. MSB offers the following online-only accounts: checking; savings; money markets and Certificate of Deposits.

You can open one of our secure Online-Only checking accounts at any time. Just click the button below to view options and apply.

Online-Only Accounts