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McHenry Savings Bank


COVID-19 Community Resources

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Additional Services

  • Cashier’s Checks*+
  • License Plate Stickers+
  • Money Orders*+
  • Notary Services*
  • Tax Payments – McHenry County Only – check required
  • VISA Gift Cards*+
  • Wires*+

*Denotes services for MSB Client Only. +Fees for services may apply.

Order Checks

Fraud & Scams: Protect Yourself and Your Money

Be assured that we take every precaution to protect YOUR confidential information. We value your trust in us and we are always looking out for you. McHenry Savings Bank never solicits confidential customer information by email or by telephone. If you receive a call, letter or e-mail sent under our name, please call us immediately at (815) 385-3000 or forward a copy of the communication to @customerservice.

Credit Report

In today’s world, your personal credit score can have an impact on your ability to borrow, secure housing or even get a job. Best practice is to request your credit report annually to make sure your information is accurate.

Click here to request your free credit report.

Identity Theft and Scams

Identity theft happens when someone steals your personal information and uses it without your permission. It is a serious crime that can wreak havoc with your finances, credit history, and reputation – and it can take time, money, and patience to resolve. Additionally, there are many scams happening in which people are trying to get you to give them your hard-earned money. Let’s not let that happen.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, has the most up-to-date information on scams, how to protect yourself, how to report scams and what to do if you feel you were a victim of a scam. Bookmark this page and visit it often.

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Financial Tools


  • ARM vs. Fixed Rate Mortgage Calculator
  • Auto Loan Vs. Home Equity Loan Calculator
  • Budget Percent Calculator
  • Debt Payoff Goal Calculator
  • Loan Payment Calculator
  • Mortgage Payment Calculator with Amortization
  • Mortgage Term Comparison
  • Rent vs Buy Calculator


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Our Blog

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This Ain’t Your Daddy’s Farm Mortgage

The variety of options available today to fund the purchase or re-financing of farmland would make previous generations envious. Today’s low rate environment, combined with a range of available mortgage structures, offers a remarkable array of ways to improve your…


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Convergence – Ride the Power Wave

Three emerging macro trends have recently started to converge, which may provide you a unique opportunity to materially improve the financial position of your farm or ranch, if you act quickly. Any one of these trends is important in its own right, but the combination…


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Flexibility with “Farm” Financing

Do you have a small acreage farm in the country with a nice home, small barn and a few animals like a horse, a couple of goats, a few sheep and maybe some chickens? Would you like to lock in today’s remarkably low, long-term rates for as long as possible on that land?…


Safe Deposit Box

Safe Deposit Box

The contents of your Safe Deposit Box are not insured against loss by the FDIC or McHenry Savings Bank.

A variety of sizes are available for lease:

  • 3” x 5”
  • 3” x 10”
  • 5” x 10”
  • 10” x 10”

1Safe Deposit Boxes are located at our McHenry location. Call today (815) 385-3000 to reserve your box.

1Must have an MSB account tied to auto-debit for annual lease payment to open Safe Deposit Box.

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Mobile App

After enrolling in our Online eBanking platform, you will be able to download the MSB Mobile app to access mobile banking.

Enroll in Personal eBankingEnroll Online

Enroll in Business eBankingDownload Application (PDF)

Please go to your app store and look for these icons to download:

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Personal Mobile App Icon

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Business Mobile App* Icon

After the app is downloaded and you have verified your credentials, you can view your account balance(s), transfer funds among your MSB accounts, pay bills, pay people, deposit checks or find the nearest branch or ATM.

*Not all business types are eligible for the Business Mobile app