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McHenry Savings Bank

Personal Banking

Personal Banking Solutions

At McHenry Savings Bank we know that Trust Is Earned™, especially when it comes to your financial security. Our personal banking products are designed to be as unique as you are. Our accounts offer low minimum balances, may accrue interest, and extend unique terms to students. You work hard for your money– entrust it with a team that works hard for you.

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Open a traditional account at one of our locations or open an online-only account now.

Checking Accounts

Need checks?

A Personal Banker can order your initial checks for you. Additional check orders can be completed online by logging into your Personal eBanking. This is the best way to keep your history of check orders.

You can also order your checks online directly from Deluxe Check Printers. It’s quick and easy!


Putting a little something aside for a rainy day? Maybe it’s a nest egg you’re building up for the future, or just a “cushion” in case of an unexpected emergency? Whatever the amount, whatever the reason, whatever the length of time – our products can meet your needs.

Open a traditional account at one of our locations or open an online-only account now.

Savings Accounts
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Money Market Accounts

Looking for a liquid savings plan for emergency needs or just a better return on your money? Ask a Personal Banker about current rates.

Money Market Accounts

Debit / ATM Cards

Debit Card – Use your Debit Card anywhere MasterCard Debit Card is accepted.

ATM Card – Free ATM transactions at any authorized McHenry Savings Bank location, 24-Hour banking at ATM’s worldwide.

Protect and Control Your MSB Debit Card(s) with Card Controls
Control when, where, how and if your MSB card can be used. Turn card access on or off and get alerts sent to your phone per your preferences. Learn more about Card Controls

International Travel and Card Use
Planning a trip out of the country or using your Debit/ATM card for international purchases? Prior to traveling or shopping outside of the United States, please notify Customer Service at (815) 385-3000 or email.

Lost or stolen card? Please visit our Lost or Stolen Card page.

ATM Cards are only reissued to current MSB ATM Card holders.

Mobile App

After enrolling in our Online e-Banking platform, you will be able to download the MSB Mobile app to access mobile banking.

Enroll in Personal eBanking - Enroll Online

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Your Team

James Zak Image

James Zak

VP Retail & Small Business
NMLS #1684323

(815) 331-6435
Send Email
Arlene Stupienski Image

Arlene Stupienski

AVP Assistant Retail
Manager / Trainer

(815) 331-6403
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Evelyn Schneiderman Image

Evelyn Schneiderman

AVP Branch Manager
NMLS #776935

(815) 331-6475
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Alison Jandourek Image

Alison Jandourek

Personal Banking Manager
NMLS #1833079

(815) 331-6463
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JLinda Grazian Image

Linda Grazian

Teller Operations
Officer / Manager

(815) 331-6490
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