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GET THE FULL-THROTTLE REFI

BUILT FOR SPEED.

For more Information
Call
(815) 385-3000
or
APPLY ONLINE TODAY!

For a $299 total fee, receive loan approval in as little as 3 business days with cash in your hand in as little as 14 days. With a max loan of $125,000, the Express Equity is a unique home equity loan that replaces your existing mortgage.

Your trust is our priority, so we never use hidden fees and bait-and-switch tactics. Transparency comes first at McHenry Savings Bank

*References to speed of approval process and funding of loan are based on client submitting all documents and signatures when requested. If information is not received in a timely manner, approvals and/or funding of loan may take longer.

1 McHenry Savings Bank (MSB) makes Express Equity Home Refi available in Illinois and Wisconsin for First Lien Position loans on 1 to 2 unit owner occupied dwellings for Refinance/Cash Out transactions only (not for purchasing of a home). The minimum loan amount is $10,000 and the maximum loan amount is $125,000 and maximum loan-to-value (LTV) ratio of 75%. Offer subject to credit approval, which includes verification of application information and receipt of collateral documents. A flat fee of $299 applies and includes: documents, title and appraisals when necessary. No prepayment penalties. Initial rate is based on loan amount, LTV, term, credit and history. We may not extend credit to you if you do not meet MSB criteria. Terms offered for the Express Equity Home Refi are: 10 year or 15 year, fully amortizing. Bonus Rate reductions are offered for the following: 0.25% Annual Percentage Rate (APR) if you have $10,000 or more on deposit at MSB in a checking, savings or money market account by application date and/or 0.15% APR if loan is enrolled in auto-pay. Rates, terms, and conditions are subject to change. Other fees and restrictions may apply. Please consult with an MSB Personal Banker or Mortgage Officer at 815-678-4911 for more information on the Express Equity Home Refi including information about current rates and additional terms available.

McHenry Savings Bank | (815) 385-3000 | 353 Bank Drive McHenry, IL 60050
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