McHenry-Savings-Bank
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Personal Checking

Personal
Accounts
Graduate
Checking
Choice
Checking
Classic
Checking
Prime Time 50
Checking
Money Market
Best Product For: Any Recent Graduate. Flexible account designed to meet the needs of customers who are on the go or maintain higher balances. Designed for the traditional account user. Designed for customers who are age 50 or better. Interest bearing checking that allows customer to accumulate funds.
Minimum Balance to Open $25 $100 $100 $100 $1,000
Monthly Service Charge NONE $8.00 $6.00 fee balance <$100
$5.00 fee balance <$200
$3.50 fee for balance <$400
$5.00 $11
Minimum Balance to Avoid Monthly Service Charge NONE $5,000 Minimum Daily Balance OR
Per Statement Cycle - 8 debit card transactions, eStatements and log onto Online eBanking
$400 $100 $1,000 Minimum daily balance
Transaction Limits

See Product Disclosure for More Details1
NONE NONE NONE NONE LIMITED- Per Statement Six debits including checks, automatic or preauthorized transfer or payments
Minimum Balance to Earn Interest N/A N/A N/A $1,000 $1,000
Earns interest/Tiers2 N/A N/A N/A Tiered based on balances Tiered based on balances
Account comes with: FREE First Order of Starter Checks
FREE Five (5) Foreign ATM transactions
FREE One (1) Debit Card per Signer
FREE- First Order of Starter Checks
FREE- Four (4) NSF fees (one per quarter)
FREE- One (1) Debit Card per Signer
FREE- First Order of Starter Checks
FREE- Paper Statement
FREE- One (1) Debit Card per Signer
FREE- First Order of Starter Checks
FREE- Notary Services, Signature Guarantee & Photo Copies
FREE- Paper Statement
FREE- One (1) Debit Card per Signer
N/A
Account Requirements: - eStatements
- Log onto Online eBanking once per statement cycle
- eStatements
- Log onto Online eBanking once per statement cycle
NONE NONE NONE
Additional Services Which May Have Associated Fees
Personalized Customer Service
Health Savings Account
Visa Gift Cards
Home Equity Line of Credit
Christmas Club Savings
Personal Online eBanking
Consumer Loans
Minor Savings
Personal Mobile App
Mortgage Loans
Certificates of Deposit
SecurLOCK
Account Sweep
License Stickers
Wire Transfer
Stamps

1. See Product Disclosure for more details on product.

2. Ask a Customer Service Representative for the deposit rate sheet for current rates, tiers and terms

Information correct as of 11/20/2017, subject to change.




  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.