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Consumer Loans.

McHenry Savings Bank offers loans to fund your major purchases and make your dreams reality.

Are you ready to purchase a home, or refinance your existing mortgage? We can customize a financing plan to your specific needs using a variety of loan options including:

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Construction Loans
  • Balloon Loans
  • Jumbo Loans
  • Vacant Land Loans


For loan inquiries, please call us at 815-385-3000, or email to

Mortgages To speak to someone regarding a mortgage, home equity line of credit or home equity loan, please contact Talana Diaz, MSB Loan Officer-NMLS#500571, via email at or by phone at 815-331-6430.

Home Equity Loans Equity in your home can finance home improvements, pay for major purchases or consolidate debt. Have your payment automatically deducted from your McHenry Savings Bank checking account and receive a ¼% reduction in the interest rate for the loan when you sign up for auto debit at your closing. Interest may be tax deductible. Consult your financial advisor for guidance.

Home Equity Line of Credit Use the equity in your home to establish a McHenry Savings Bank Home Equity Line of Credit. It gives you the flexibility of a revolving line of credit, amounts borrowed can be paid at any time and the line can be utilized as often as needed. Interest is charged only on outstanding principal balances. It's as simple as writing a check. Interest may be tax deductible. Consult your financial advisor for guidance.


Consumer Loans Do you dream of buying a Car, Boat, RV, or a Motorcycle? McHenry Savings Bank has a loan to make your dream a reality.

Create your secure account log in ID and start your Consumer Loan online application today!


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