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With these uncertain economic times, McHenry Savings bank is offering an exclusive checking account to help you reach your financial goal.

CHOICEChecking with 4FREE gives you the opportunity to waive up to four NSF fees per year.  We all experience "tough times" and with CHOICEChecking you're covered once per quarter with McHenry Savings Bank.

To qualify for CHOICEChecking with 4FREE you simply need to choose one of the two programs below:


Make 8 debit card transactions per statement cycle, maintain a balance of $.01 or greater and online banking*

~ OR ~


Maintain a minimum $5,000 household relationship balance and online banking*


In addition to 4FREE, CHOICEChecking offers the following benefits:

  • Free Personal Internet Banking
  • Free Unlimited Bill Pay
  • e-Statements**
  • Free email alerts
  • Free VISA debit card
  • Unlimited check writing
  • Free ATM banking at any MSB location
  • .25% discount on MSB Installment Loans
  • Smartphone Mobile App
  • Free P2P (Person to Person Transfer)
  • FDIC insured

* otherwise an $8.00 monthly fee applies
** paper statements are available for an additional $5.00 per month


Simple, Convenient and Smart...

That's CHOICEChecking your way!


To view all of our checking plans, please click here.

  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.