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Business & Commercial Accounts

Business
Accounts
Essential
Business Checking
Advantage Business
Checking with Interest
Premier Commercial1
Checking
Business Money Market Indexed Money Market
Minimum Balance to Open $100 $1,000 $100 $1,000 $10,000
Monthly Balance Requirement Fee $5.00 $5.00 Analysis $5.00 $5.00
Minimum Balance to Avoid Balance Requirement Fee $500
Average Monthly Balance
$5,000
Average Monthly Balance
N/A $1,000 Minimum Daily Balance $5,000 Minimum Daily Balance
Transaction Limits

See Product Disclosure for More Details2
100 Complimentary Transactions

101+ Items
$0.25 per credit or debit item per monthly statement cycle
100 Complimentary Transactions

101+ Items
$0.25 per credit or debit item per monthly statement cycle
See Fee Schedule Six (6) debits including checks, automatic or preauthorized transfer or payments per monthly statement cycle Six (6) debits including checks, automatic or preauthorized transfer or payments per monthly statement cycle
Minimum Balance to Earn Interest N/A $10,000 Minimum Daily Balance $10,000 Minimum Daily Balance $1,000 Minimum Daily Balance $.01 Minimum Daily Balance
Earns Interest/Tiers3 N/A Tiered based on balances Tiered based on balances Tiered based on balances Compounded Daily Tiered based on balances Compounded Daily
Account Monthly Statements eStatements-Free
Paper Statements-$5 per month
eStatements-Free
Paper Statements-$5 per month
eStatements-Free
Paper Statements-$5 per month
eStatements-Free
Paper Statements-$5 per month
eStatements-Free
Paper Statements-$5 per month
Account Comes with Two (2) Free Debit Cards Two (2) Free Debit Cards Two (2) Free Debit Cards 8 Starter Checks 8 Starter Checks
Additional Services Which May Have Associated Fees
Personalized Customer Service
Business Line of Credit
Quickbooks File Uploads
Business eBanking with User Controls
Construction/Renovation Loans
Quickbooks File Uploads
Business Mobile App
Commercial Mortgage Loans
Certificates of Deposit
Remote Check Deposit
Merchant Processing

1. This account type needs account analysis prior to opening.
2. See Product Disclosure for more details on product.
3. Ask a Customer Service Representative for the deposit rate sheet for current rates, tiers and terms.

Information correct as of 10/7/2018, subject to change.




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