McHenry-Savings-Bank
Home| Search| Locations| Contact Us
eBanking FAQs

Credit Reporting


A Credit Score is a number based on the information in your Credit Report. It is similar to a grade you would have gotten in school, but instead of right and wrong answers your Credit Score is based on positive and negative credit history. Paying your bills on time and using your credit responsibly builds a positive history while paying bills late and being irresponsible with your credit builds a negative history.

Click here to request your free credit report.



  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.