
| FACTS | what does mchenry savings bank do with your personal information? | ||
| Why? | Financial companies choose how they share
your information. Federal law gives consumers the right to limit some but
not all sharing. Federal law also requires us to tell you how we collect,
share and protect your personal information. Please read this notice carefully to understand what we do. |
||
| What? | The types of personal information we collect
and share depend on the product or service you have with us. This
information can include:
- Social Security Number and Payment History |
||
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons McHenry Savings Bank chooses to share; and whether you can limit this sharing. | ||
| reasons we can share your personal information | does mchenry savings bank share? | can you limit this sharing? | |
| For Our Everyday Business Purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No | |
| For Our Marketing Purposes to offer our products and services to you |
Yes | No | |
| For Joint Marketing with other Financial Companies | No | We Don't Share | |
| For Our Affiliates' Everyday Business
Purposes information about your transactions and experiences |
No | We Don't Share | |
| For Our Affiliates' Everyday Business
Purposes information about your creditworthiness |
No | We Don't Share | |
| For Nonaffiliates to Market to you | No | We Don't Share | |
| Questions? | Call us at (815) 385-3000 or send us an email at customerservice@mchenrysavings.com | ||
| what we do | |
| How Does McHenry Savings Bank Protect My Personal Information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How Does McHenry Savings Bank Collect My Personal Information? | We collect your personal
information, for example, when you:
- open an account or apply for a loan |
| Why Can't I Limit All Sharing? | Federal law gives you the right
to limit only:
-sharing for affiliates' everyday business purposes - information
about your creditworthiness |
| definitions | |
| Affiliates | Companies related by common ownership or control.
They can be financial and nonfinancial companies. - McHenry savings bank has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or
control. They can be financial and nonfinancial companies - McHenry Savings Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial
companies that together market financial products or services to you. - McHenry Savings Bank does not jointly market. |
| important information | |
| Special Notice For State Residents Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission. |
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