McHenry Savings Bank offers a wide variety of checking products tailored to meet your needs.
We offer some great benefits including Advance-It and Check Imaging. Come in to
any of our five branches and a Customer Representative will help select the checking
plan that best fits your unique lifestyle.
| Checking Plans | Totally Free Checking | Classic Checking | Prime Time 50 - more information - |
Prime Time 50 Plus - more information - |
| Minimum Balance to Open | $100.00 | $100.00 | $100.00 | $100.00 |
Service Charge |
No |
$6.00 < $100.00 $5.00 < $200.00 $3.50 < $400.00 |
$5.00 per month if less than $100 | $5.00 per month |
| Check Writing Privileges | Unlimited | Unlimited | Unlimited | Unlimited |
| Interest Paid | No | No | Yes Balances over $1000 |
Yes on Total Balance |
| Free Checks | No | Yes First Check Order is free 3 |
Yes First Check Order is free 3 |
Yes 4 |
| NSF | $29 | $29 | $29 | $29 |
| Stop Payment | $30 | $30 | $30 | $30 |
| Free ATM or Check Card | No 1 | Yes | Yes | Yes |
| Images Returned | No 2 | Yes | Yes | Yes |
1 : May be purchased for $10.00
2 : One free copy per month. ($5.00 per additional copy thereafter.)
3 : 150 MSB personalized, single-copy checks.
4 : Club Checks Only.
2 : One free copy per month. ($5.00 per additional copy thereafter.)
3 : 150 MSB personalized, single-copy checks.
4 : Club Checks Only.

Classic Benefits:
Internet Banking
Bill Pay
Signature Guarantees
Prime Time 50 Benefits:
Internet Banking
Bill Pay
Signature Guarantees
Notary Services
Photocopies (10/month)
Telephone Transfers
Prime Time 50 Plus Benefits:
Internet Banking
Bill Pay
Signature Guarantees
Notary Services
Photocopies (10/month)
Telephone Transfers
Cashier's Checks
Money Orders
Travelers Checks
License Service




