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eBanking FAQs

CardServices text

McHenry Savings Bank Commercial Banking cards: Convenience at every level.


When you open a McHenry Savings Bank checking account, you choose from two levels of Bank Cards and Services.
Features and Benefits (GOOD)
ATM Card
(BEST)
Debit Card
Free ATM transactions at any McHenry Savings Bank location. Checkmark image Checkmark image
Choose your own PIN at any MSB owned ATM or customer service location. Checkmark image Checkmark image
24-Hour banking at ATM's worldwide. Checkmark image Checkmark image
Use your Debit Card instead of writing a check anywhere MasterCard is accepted at Millions of merchants worldwide.   Checkmark image

Swipe, Sign & Go!

  • It's quicker than making a trip to the ATM, more convenient than writing checks, and safer than carrying cash!
  • It's accepted at millions of locations worldwide - anywhere MasterCard is accepted!
  • No need to enter your PIN number- just sign as you would for any MasterCard!
  • MasterCard Debit Card purchases are automatically deducted from your checking account, NO interest to pay!

In case of lost or stolen card, please contact one of our branch locations immediately.

If you need to report a lost or stolen card after banking hours, call the MSB Main Financial Center at 815-385-3000 and leave a message with your name, date and time of call, and issue regarding your card. A Customer Service Representative will call you the next regular business day to assist you in further protecting your accounts. Please refer to your Electronic Funds Availability Disclosure for consumer rights.

Payment Processing text

McHenry Savings Bank also offers payment processing for Merchant Services for a variety of card purchases. Our processing is done through Vantiv.

Vantiv delivers processing capabilities through point-of-sale hardware, credit card and debit card payment processing software and e-commerce solutions.

Vantiv is capable of accepting Visa, MasterCard, Discover, American Express, Fleet cards, EBT cards and any cards that are government issued for Welfare or Food situations.

Learn more about what is offered by visiting www.vantiv.com



  • Image link to our locations page.
  • Image link to our financial calculators page.
  • Image link to our Choice Checking page.
  • Image link to our safe deposit page.
  • Image link to our Health Savings Account page.